Fee Structure Overview
CardNexus charges a small fee on each transaction to keep the platform running, fund buyer & seller protections, and continuously improve the marketplace. Here’s exactly how it works.
Buyer Fees
Every time you check out, a service fee is added on top of your cart total:
| Currency | Fee |
|---|---|
| EUR (€) | 2.5% + €0.30 |
| USD ($) | 2.5% + $0.30 |
| GBP (ÂŁ) | 2.5% + ÂŁ0.25 |
| CAD ($) | 2.5% + CA$0.45 |
| CHF | 2.5% + CHF 0.30 |
| SEK | 2.5% + 3.50 SEK |
| DKK | 2.5% + 2.25 DKK |
| NOK | 2.5% + 3.50 NOK |
| PLN | 2.5% + 1.30 PLN |
| HUF | 2.5% + 120 HUF |
The fee is calculated on your entire cart (items + shipping) and applied once per checkout, regardless of how many sellers are in your cart. The fixed portion varies by currency to reflect approximately the same value (~€0.30 equivalent).
Example: You buy cards from two EU sellers for a total of €88 (including shipping). Your buyer fee is (€88 × 2.5%) + €0.30 = €2.50. You pay €90.50 at checkout.
The buyer fee is always shown clearly before you confirm your payment — no surprises.
Seller Fees
Sellers pay a commission on each order they fulfill:
| Region | Commission |
|---|---|
| Europe | 5% of order total |
| North America | 8% of order total |
The “order total” includes the item subtotal and the shipping cost. The commission is deducted automatically from your payout — you never have to pay it upfront.
Example: A buyer purchases €55 worth of cards from you with €5 shipping (€60 total). Your seller fee is €60 × 5% = €3.00. You receive €57.00.
If a buyer uses a promo code, the discount is absorbed by CardNexus — not by you. You always receive the full sale amount minus your commission.
Why Are NA Fees Higher Than EU?
North American transactions have higher payment processing costs and tax compliance requirements. The 8% rate reflects these additional operational costs. We’re actively working to bring this down as volume grows.
What About Coupons and Promo Codes?
When a buyer applies a promo code at checkout, CardNexus covers the discount. Sellers are never affected — you receive the same payout as if no coupon was used.
Payment Methods
All payments are processed securely through Stripe. Depending on your region, available payment methods include:
- Credit and debit cards (Visa, Mastercard, Amex)
- Apple Pay and Google Pay
- Regional methods like SEPA, iDEAL, and Bancontact (EU)
CardNexus supports 10 currencies across Europe and North America. Each checkout is limited to a single currency — you can’t mix currencies in one cart.
Quick Summary
| Buyer | Seller (EU) | Seller (NA) | |
|---|---|---|---|
| Fee | 2.5% + fixed fee (varies by currency) | 5% | 8% |
| Applied to | Full cart total | Per order total | Per order total |
| When charged | At checkout | Deducted from payout | Deducted from payout |
| Coupon impact | Reduces your total | None — CardNexus absorbs it | None — CardNexus absorbs it |
Want to see how CardNexus fees compare to other platforms? Use our interactive fee calculator for a side-by-side breakdown with Cardmarket and TCGPlayer.